A MESSAGE FROM VISA

From biometric checkouts to cash’s exit: top 2026 payments trends, part 2

In 2026, manual guest checkout continues to decline as biometric authentication becomes more common. Typing 16-digit card numbers is increasingly replaced by fingerprint or facial verification. Guest checkout now represents 16% of Visa online transactions, down from nearly 50% in 2019. Cash usage continues to narrow as digital payments gain share. In 2026, half of…