Of tax incentives for smartphone assembly + regulation of teachers and social media platforms

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What We're Tracking Today

THIS MORNING: Our first defeat in the handball World Championship — now on to the quarter finals tomorrow

Good morning, folks, and happy Tuesday. For our Egypt-based readers, make it through the next two days and a three-day weekend awaits you.

PSA #1- Everyone agrees: This Thursday, 26 January, is a public holiday in observance of Police Day and the 25 January revolution, the EGX said in a statement, following announcements from the PM, the Manpower Ministry, and the central bank.

PSA #2- Your long-weekend weather will be gorgeous. Our favorite weather app shows highs of 24-27°C in the capital city Thursday through Saturday before a cold front settles in over much of the country next week.

Make the most of the holiday: Our next day off won’t be until mid-April, when we observe Coptic Easter and Sham El Nessim.

THE BIG STORY here at home: It’s a regulation and taxation kind of day. Teachers could need licenses to practice and social media firms licenses to operate, under separate bills being drafted by the Education Ministry and the Supreme Council for Media Regulation. Meanwhile, local mobile phone assemblers could see a 5% fee on imported parts and components scrapped as government works to boost the localization of the industry.

MEANWHILE- There’s no single story driving the narrative in the global business press, though there’s plenty of head-scratching over what the mood should be in tech ahead of earnings reports today from major US firms including Microsoft and Tesla.

FOR BULLS:

Tech firms led a rally in US equities yesterday as investors wagered on slower rate hikes from the Fed amid cooler inflation data. The tech-heavy Nasdaq was the darling of the day, rising some 2%. (Wall Street Journal)
Microsoft said it has a made “multiyear, multi-bn USD investment” in ChatGPT maker: The tech giant confirmed its investment after reports that it was considering investing as much as USD 10 bn in the AI company. (CNBC | statement)

(FOOD FOR THOUGHT- ChatGPT can just about pass all three exams for which would-be MDs need to sit in the US of A to obtain their licenses to practice. It “demonstrated a high level of concordance and insight in its explanations,” researchers write in a preprint of an upcoming paper (teaser here and full paper here, pdf).)

AND FOR BEARS:

Tech layoff contagion catches up with Spotify: The music streaming giant is planning to lay off 6% of its workforce, or some 600 employees, joining a host of tech companies — such as Amazon, Microsoft, and Google parent Alphabet — in a wave of industry jobs cuts. (Bloomberg)

CLOSER TO HOME-

Erdogan is livid with the Swedes: Sweden’s NATO bid was cast into fresh jeopardy after Turkish President Recep Tayyip Erdogan said the country “will not see any support from us on the NATO issue,” Bloomberg reports. Never a fan of the recent Swedish and Finnish bids to join the security alliance, Erdogan’s sentiments have hardened after far-right protesters burned a copy of the Quran in Stockholm at the weekend.

Iraq’s central bank chief is out, sacked by the PM following a difficult few weeks for the currency, which has fallen almost 7% against the USD since November, the Associated Press reports.

HAPPENING TODAY-

El Sisi heads to India: President Abdel Fattah El Sisi will lead a delegation including ministers and other officials on a three-day visit from today at the invitation of Indian Prime Minister Narendra Modi. El Sisi will be honored as “chief guest” at celebrations to mark the country’s 74th Republic Day.

The national handball team broke its streak last night, losing 25-30 to Denmark in the final group-stage game of the International Handball Federation’s 2023 World Men’s Championship. Denmark secured its place in the quarter finals on the victory. It shouldn’t sting too much: Egypt is already through to the next stage.

The national team faces hosts Sweden in Stockholm for the quarter-finals on Wednesday, with the time still to be set.

COME TO OUR NEXT ENTERPRISE FORUM-

We’re excited to unveil our next C-level event: The Enterprise FDI + Exports Forum, where we will take a deep dive into two of the most critical topics affecting our community.

Exports and foreign direct investment (FDI) have never been more important to our economy — or our businesses — than in the wake of the float of the EGP. We think we have a once-in-a-lifetime chance to build an export-led economy that makes us a magnet for FDI and all the benefits that will come with it for our nation.

The Enterprise FDI + Exports Forum asks a simple question: Where do we go from here?

The Enterprise FDI + Exports Forum is the latest in our series of must-attend, invitation-only gatherings for C-suite-level business leaders, where they can talk openly and honestly about important issues in key parts of the economy. The gathering, which will take place in May 2023, will focus on how to start making moves across continents, including:

What do we have to sell to global markets, including products and services? What should our priority industries be?
How can you break into an export market? How can you make your business a component of the global supply chain? Hear directly from potential partners and buyers about what they’re looking for.
How to leverage big domestic trends — and turn them into massive windows for export.
How to climb the value-add ladder in a way that matches up with trends in key export markets.
How do you choose an export market? What countries should Egyptian businesses be looking at as export targets — and why?
What are foreign investors looking for? How can you pitch them on a JV — or on investing in your business?

Think of the Enterprise FDI + Exports Forum as a hands-on lab for how to turn the float of the EGP into something that will turbocharge your company.

COMING IN MAY — stay tuned for updates.

Want to partner with us on the conference? Ping a note to Moustafa Taalab, our head of commercial, here.

CIRCLE YOUR CALENDAR-

EBRD + EU + GCF green finance event next week: The European Bank for Reconstruction and Development, the EU, the Green Economic Financing Facility, and the Green Climate Fund will hold a green finance event on Tuesday, 31 January at the Nile Ritz Carlton Hotel. Check out the agenda here (pdf).

The Senate is set to reconvene on Sunday, 5 February, having yesterday completed two days of plenary sessions that saw members discuss tourism promotion and education reform.

Check out our full calendar on the web for a comprehensive listing of upcoming news events, national holidays and news triggers.

*** It’s Going Green day — your weekly briefing of all things green in Egypt: Enterprise’s green economy vertical focuses each Tuesday on the business of renewable energy and sustainable practices in Egypt, everything from solar and wind energy through to water, waste management, sustainable building practices and how you can make your business greener, whatever the sector.

In today’s issue: How will the EU’s incoming carbon border tariff impact Egypt’s high-emissions export industries?

Teachers could need to get licensed soon — and so could social media firms

Who’s teaching the kids — schools, private tutors, or TikTok? Education Minister Reda Hegazy yesterday told the Senate teachers may need to apply for licenses as part of reforms meant to improve public schools and curb private tutoring, a day after the country’s media regulator told the chamber it’s looking into new legislation meant to protect children in particular from harm caused by social media platforms.

A license to teach: The Education Ministry is drafting legislation that, if passed, would require teachers to obtain licenses to practice, Education Minister Reda Hegazy told Senators yesterday. Any penalties for teaching without a license would involve fines only and not jail terms, he added. The draft bill will soon be sent to the House of Representatives for discussion and a vote.

Wait, teachers aren’t licensed? There are currently no standard qualification requirements to work as a teacher in either public or private schools, with teacher training seen as primarily within the purview of academia. Hegazy last year suggested private tutors could be forced to get licensed; he later walked back the proposal amid a backlash from those who said it would only exacerbate the problem of tutoring replacing schooling.

Private tutoring is public (education) enemy no.1: Private tutoring is the biggest challenge to the education system, Hegazy said, followed by “a shortage of teachers and school buildings, crowded classrooms and stacked curricula.” He implied that low school attendance figures are the result of students skipping classes in their final years of primary and secondary education in favor of tutoring, saying that attendance in all other grades stands at almost 90%.

Tutoring costs Egyptian families EGP 66 bn a year, senators claimed, saying that an average family spends EGP 15-25k annually. The government’s per-child spend on public education, meanwhile, is EGP 12-13k — “and in spite of this students prefer to go to a private tutoring center,” said Rep. Hossam El Khouli.

And none of that is taxed: Rep. Nabil Dibis called on the government to impose a 10% income tax on teachers who provide private tutoring, with the proceeds to be spent on improving public schools. Last year, the Tax Authority demanded thattutoring center owners start paying taxes, though the industry remains part of the informal economy and isn’t governed by legislation.

AND- Good news if you’re in grade four or five: The school curriculum for fourth and fifth graders will be cut down in the upcoming semester, Hegazy said.“We don’t want students to be lost in a maze of school subjects.”

LICENSING SOCIAL MEDIA PLATFORMS?

Social media platforms will be required to apply for a license to operate in Egypt under draft legislation being drawn up by the country’s media regulator, Ahram Online reports. “The objective of this legislation is to stand up to the destructive ideas which these platforms disseminate,” said Karam Gabr, head of the Supreme Council for Media Regulation (SCMR), Gabr told the Senate’s Education Committee on Sunday. Gabr didn’t elaborate on how the legislation would be implemented or provide details of the bill.

It was a matter of time: MPs have called in recent yearsfor more state controls on social media in the wake of the arrests of several popular TikTok influencers on content shared on the platform. TikTok was also in the firing line after a viral Throw Your Friend challenge in late 2022 led to a near paralysis of a 15-year-old student at a school in the country, while the Education Ministry warned parents last year of another viral “blackout challenge” on TikTok convincing users to choke themselves until they faint.

This is not the first time that the SCMR has attempted to regulate the industry. In September, the SCMR issued new regulations and licenses for online streaming platforms that require them to ensure their content “adhere to social values and morals.” It also required the platforms, including Netflix and Disney+, to “take the necessary measures” regarding content that goes against these regulations, without providing further details.

Local mobile manufacturers could soon catch a tax break

Fresh tax incentives for local mobile phone assemblers? The Finance Ministry is considering cutting a 5% development fee on imported mobile phone parts as the Madbouly government pushes to localize electronics assembly, a source at the ministry tells Enterprise.

The problem? The taxman rings twice (or more) on locally assembled phones. Fully assembled mobile phones, parts, and components alike are subject to a 5% development fee, part of a set of fees on imports that the government brought in to help plug the fiscal deficit amid the pandemic. That means that local handset assemblers pay 5% on imported parts in addition to another 5% once the handsets are put together — on top of VAT, customs duties, and other taxes. FinMin is now looking at scrapping the 5% fee on imported parts.

The local mobile manufacturing industry is still really young, but interest is rising: Egyptian electronics firm Sico Egypt is currently our only local smartphone assembler — but that’s now changing after firms including China’s Oppo and Vivo as well as HMD Global (which manufactures Nokia phones) have set plans in motion to enter the market. The government has been working to attract new players to the sector for several years under its Egypt Makes Electronics initiative, which is designed to cut down on Egypt’s imports of electronic products and increase our exports.

And import woes make now a good time to double down: The local smartphone market saw “severe disruption” last year on the back of a government move to double tariffs on imported phones to 10% as well as slowdown in imports thanks to the FX crunch, according to market intelligence firm International Data Corporation (IDC). Local smartphone sales dropped 73% y-o-y to 800k units in 3Q 2022, IDC writes. Sales are projected to rebound this year “as the local assembly initiative gains momentum and the government eases restrictions,” it adds.

Misr Ins. could soon become Misr Healthcare’s sole shareholder

Misr Ins. wants all of Misr Healthcare: Misr Ins. Holding is in talks to acquire a 20% stake in third-party claims management outfit Misr Healthcare Network held by the UAE’s Global Capital Investments, sources with first-hand knowledge of the matter told Enterprise yesterday. The acquisition will make Misr Ins. Holding the sole shareholder in Misr Healthcare.

Misr Ins. recently became a majority shareholder in Misr Healthcare: Misr Ins. Holding subsidiaries Misr Ins. and Misr Life Ins. acquired American Global Benefit Group’s 40% stake in Misr Healthcare last summer for EGP 5 mn, the sources said. The acquisition pushed Misr Ins.’ stake in the company from 40% to 80%.

The fluctuating EGP is proving to be an obstacle: Recent exchange rate volatility triggered by the central bank’s move towards flexibility against the USD has made it difficult to wrap up the transaction, our sources said.

We were expecting the acquisition to be finalized in the first week of January. Former company chairman Basel El Hini previously told Enterprise that Misr Ins. Holding was hoping to close the acquisition of an unnamed healthcare third-party administrator before early January.

About Misr Healthcare: Misr Healthcare helps streamline admin processes and cut expenses and costs at companies including Misr Ins., Misr Life Ins., and Delta Ins. The company currently serves over 70k clients, collecting EGP 700 mn in ins. premiums each year.

Heliopolis Housing is putting its Heliopark project back out to tender

Mountain View is no longer on board to co-develop Heliopark: Heliopolis Housing has scrapped plans to co-develop its Heliopark project in New Cairo with Mountain View, saying in a statement that “current economic conditions and the remarkable rise in land valuations witnessed by the real estate market” in recent months meant it would no longer be accepting Mountain View’s offer.

The Mountain View offer: Heliopolis Housing’s board a year ago chose Mountain View in a tender to find a partner for the project, rejecting bids both a major national company as well as a regional outfit, according to a media report. Mountain View had been set to invest some EGP 1.4 bn in exchange for an undisclosed share in the revenues of Heliopark over a 23-25 year period, which Heliopolis Housing at the time estimated (pdf) could total some EGP 397 bn. Heliopolis Housing was set to receive 30% of the project’s revenues.

What changed? Mountain View may have been outshone by Gulf suitors and their hard currency. The state-owned parent of Heliopolis Housing is in talks with Gulf investors on a potential “partnership” that could reportedly involve an investment in Heliopark, as well as purchases of state-owned land and assets. Having already poured USD bns in deposits and FDI into our economy last year amid the fallout of war in Ukraine, Gulf countries are also expected to be key buyers for a revamped state privatization push that is partly aimed at bringing in more hard currency amid the FX crunch.

But Mountain View isn’t giving up so easy: The company will bid for the project again if Heliopolis Housing reissues its tender, the media report suggests.

Market reax: Heliopolis Housing’s share price rose 2.6% to close at EGP 11.50 on yesterday’s news.

SOUND SMART- Companies are reconsidering pricing on (and funding for) infrastructure, real estate and other large-scale projects in the wake of the float of the EGP — and the high land prices charged by the government will only make things more complicated. While this is the first time we’ve seen a finished tender canceled on the back of the float, planned tenders for the Tenth of Ramadan dry port and a 20-MW solar plant in Hurghada have both been postponed to give bidders a chance to revise their figures.

Pundits parse El Sisi’s Police Day speech on the economy

The state of the economy — and what got us here — once again got top billing on the airwaves last night, as the talking heads parsed a speech by President Abdel Fattah El Sisi yesterday during an event to mark Police Day.

El Sisi defends infrastructure spending: El Sisi cast as “misleading” claims that spending on national development projects was to blame for the economic challenges Egypt has recently seen, saying that investment to develop transport and energy infrastructure and assets including the Suez Canal are a key priority and will bring greater returns. Kelma Akheera had coverage (watch, runtime: 4:32).

And reminds us that Egypt isn’t the only country suffering: El Sisi reiterated that the pandemic and the war in Ukraine spelled economic crisis for countries around the world and not just Egypt, note Masaa DMC (watch, runtime, 3:03) and Al Hayah Al Youm (watch, runtime: 5:37.) His administration was tasked with “bearing most of the impact and not passing on the burdens to citizens, especially low-income earners and vulnerable groups,” he added.

UPDATE- A new scheme allowing everyone to buy subsidized bread has not yet gone into effect, Abdallah Ghorab, head of the bakery division at the Egyptian Federation of Chambers of Commerce told El Hekaya’s Amr Adeeb (watch, runtime: 6:47.) Supply Minister Ali El Moselhy had been quoted as saying the scheme would go into effect last Wednesday.

What’s the hold-up? The bread scheme could launch next week once the Supply Ministry settles on the price per loaf, Ghorab said, adding that he expected it would be around EGP 0.75-0.80. Assistant Supply Minister Ibrahim Ashmawy last week said the bread would sell at EGP 0.90 per loaf for slightly higher.

AND- Decreasing our dependence on the greenback: Less than 10% of our total external trade needs to be conducted using the USD, Ahmed Sheiha, a member of the exporters division at the Egyptian Federation of Chambers of Commerce (FEDCOC), told Ala Mas’ouleety’s Ahmed Moussa (watch, runtime: 3:23.) Sheiha welcomed the Bank of Russia’s recent move to allow the EGP as a currency of trade, saying we should strike up similar agreements with other countries.

More of the same news on the economy

It was a busier day for Egypt in the international press yesterday, with the spotlight still firmly fixed on our economy.

Pondering privatization plans: In an op-ed for the Financial Times, Yezid Sayigh, senior fellow at the Malcolm H Kerr Carnegie Middle East Center in Beirut, praises plans to reduce military involvement in the economy as per our agreement with the IMF — but wonders whether we will follow through. The FT’s editorial board was out with a similar piece last week, as was the Independent’s international correspondent (and former FT correspondent in Cairo) Borzou Daragahi.

MEANWHILE- Deutsche Welle asks if the economic situation makes Egypt “the new Lebanon” and the New York Times puts the spotlight on inflationary pressures.

Also making headlines:

Madagascar 2.0: The BBC looks into what will happen to the Giza Zoo’s many animals as it undergoes an EGP 1 bn renovation under the new, military-led management. (BBC)
There’s a walk down Egyptian-Indian memory lane courtesy of the National ahead of President El Sisi’s visit to India for the country’s Republic Day celebrations.
Local artist brings Egyptian culture to the UAE: Egyptian artist Sara Tantawy took over Dubai's Fann A Porter gallery with her Survivors exhibition, which depicts Egyptian women dancing. (The National)

CI Capital, Compass launch fund to invest in EGX-listed firms

CAPITAL MARKETS-

CI Capital + Compass Capital plan EGP 2 bn equity fund: CI Capital and Compass Capital are launching a fund to invest in EGX-listed companies, with initial investments ranging between EGP 2-3 bn, unnamed sources reportedly told Asharq Business. The fund will be looking to acquire stakes of between 10-30% and is expected to launch later this quarter, the sources said. Representatives of CI Capital declined to comment on the matter when we reached out yesterday.

REAL ESTATE + DEBT-

SODIC inks EGP 2.75 bn credit facility with AAIB: SODIC subsidiary Al Yosr for Projects and Real Estate Development has secured an EGP 2.75 bn medium-term facility from the Arab African International Bank (AAIB) to help finance its upmarket The Estates project in West Cairo, it said in a statement (pdf) yesterday.

NUCA could get in on future flows: The New Urban Communities Authority (NUCA) could issue future flow securities to help fund its projects, Al Mal reported. NUCA’s securitization arm Al Taamir is looking into the size and the timeframe of any potential program, Al Taamir Managing Director Mazen Hassan told Enterprise.

FINTECH-

Team spirit in the BNPL sphere: EFG Hermes’ homegrown buy-now, pay-later company valU has partnered with Sympl to offer its customers access to Sympl’s 0%-interest three-month payment plans, according to a join t statement (pdf) out yesterday. Former valU execs Mohamed El Feky and Yasmine Henna are among Sympl’s co-founders.

NBFS collab: Contact Creditech — the consumer financing arm of Contact Financial — and JumiaPay have announced (pdf) a partnership that will see Contact offer payment and financing solutions to Jumia customers.

LAW-

Bar association ends strike after lawyers released: The Egyptian Bar Association has ended its strike after authorities released lawyers imprisoned in Marsa Matrouh last week, it said in a statement on Sunday. The association announced an indefinite strike last week after the Marsa Matrouh criminal court sentenced six lawyers to two years in prison after they clashed with court clerks. A hearing in the case is scheduled for 5 February.

Madbouly wants the World Bank to get a move on

Prime Minister Moustafa Madbouly called for finalizing the World Bank’s development finance program with Egypt “as early as possible” in a meeting with bank representatives yesterday, according to a statement by the cabinet. The meeting discussed joint programs, including strengthening the country’s social safety net. The bank recently approved a USD 500 mn loan to expand the Takaful and Karama program in response to the economic crisis.

CIA in town: US Central Intelligence Agency Director William Burns met with President Abdel Fattah El Sisi and intelligence chief Abbas Kamel yesterday in Cairo, where they discussed ways to boost cooperation on the security and intelligence fronts, according to an Ittihadiya statement.

Regional CIT links: Egypt inked separate MoUs with the governments of Palestine and Somalia to cooperate in IT, telecoms, and postal technology. (Statement | Statement)

CALENDAR

JANUARY

January: Fuel pricing committee meets to decide quarterly fuel prices.

January: Infinity + Africa Finance Corporation to close acquisition of Lekela Power.

25 January (Wednesday): 25 January revolution anniversary / Police Day.

26 January-6 February (Thursday-Monday): Cairo International Book Fair, Egypt International Exhibition Center.

26 January (Thursday): President El Sisi will visit India as “chief guest” at celebrations to mark the 74th anniversary of Indian independence.

26 January (Thursday): National holiday in observance of 25 January revolution anniversary / Police Day.

30 January-1 February (Monday-Wednesday): CI Capital’s Annual MENA Investor Conference 2023, Cairo, Egypt.

31 January (Tuesday): The IMF will release its World Economic Outlook Update.

31 January (Tuesday): EBRD + EU + GCF will lay out their strategic plans to boost green finance in Egypt.

31 January-1 February (Tuesday-Wednesday): Federal Reserve interest rate meeting.

FEBRUARY

1 February (Wednesday): Capricorn Energy will hold a vote on its merger with Israel’s NewMed.

2 February (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

5 February (Sunday): The Senate reconvenes.

11 February (Saturday): Second semester of 2022-2023 academic year begins for public universities.

13-15 February (Monday-Wednesday): The Egypt Petroleum Show (Egyps), Egypt International Exhibition Center, Cairo.

23-27 February (Thursday-Monday): Annual Business Women of Egypt’s Women for Success conference.

MARCH

March: 4Q2022 earnings season.

23 March (Wednesday): First day of Ramadan (TBC). Maghreb will be at 6:08pm CLT.

30 March (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

APRIL

April: GAFIto launch the country’s first integrated electronic platform to facilitate setting up a business.

1 April (Saturday): Deadline for banks to establish sustainability units.

10-16 April (Monday-Sunday): IMF / World Bank Spring Meetings, Marrakesh, Morocco.

16 April (Sunday): Coptic Easter

17 April (Monday): Sham El Nessim.

22 April (Saturday): Eid El Fitr (TBC).

25 April (Tuesday): Sinai Liberation Day.

27 April (Thursday): National holiday in observance of Sinai Liberation Day (TBC).

30 April (Sunday): Deadline for self-employed to register for e-invoicing.

30 April (Sunday): End of Mediterranean, Nile Delta oil + gas exploration tender.

Late April – 15 May: 1Q2023 earnings season.

MAY

1 May (Monday): Labor Day.

4 May (Thursday): National holiday in observance of Labor Day (TBC).

4 May (Thursday): IEF-IGU Ministerial Gas Forum, Cairo.

18 May (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

22-26 May (Monday-Friday): Egypt will host the African Development Bank (AfDB) annual meetings in Sharm El Sheikh.

JUNE

10 June (Saturday): Thanaweya Amma examinations begin.

19-21 June (Monday-Wednesday): Egypt Infrastructure and Water Expo debuts at the Egypt International Exhibition Center.

22 June (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

28 June-2 July (Wednesday-Sunday): Eid El Adha (TBC).

30 June (Friday): June 30 Revolution Day.

JULY

18 July (Tuesday): Islamic New Year.

20 July (Thursday): National holiday in observance of Islamic New Year (TBC).

23 July (Sunday): Revolution Day.

27 July (Thursday): National holiday in observance of Revolution Day.

Late July-14 August: 2Q2023 earnings season.

AUGUST

3 August (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

SEPTEMBER

21 September (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

26 September (Tuesday): Prophet Muhammad’s birthday (TBC).

28 September (Thursday): National holiday in observance of Prophet Muhammad’s birthday (TBC).

OCTOBER

6 October (Friday): Armed Forces Day.

Late October-14 November: 3Q2023 earnings season.

NOVEMBER

2 November (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

DECEMBER

21 December (Thursday): Central Bank of Egypt’s Monetary Policy Committee meeting.

EVENTS WITH NO SET DATE

2023: The inauguration of the Grand Egyptian Museum.

2023: Egypt will host the Asian Infrastructure Investment Bank’s Annual Meeting of the Board of Governors in 2023.

1Q 2023: Adnoc Distribution’s acquisition of 50% of TotalEnergies Egypt to close.

1Q 2023: Egypt + Qatar to launch joint business forum.

1Q 2023: FRA to introduce new rules for short selling.

1Q 2023: Internal trade database to launch.

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