Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB) posted a net income after tax of AED 11.4 bn in 2025, rising 22% y-o-y, according to its management discussion and analysis report (pdf). The lender’s total income saw a 14% uptick to AED 22.2 bn during 2025, as non-interest income was up 20% y-o-y. Its total assets rose 19% to AED 774 bn and its capital position was also strengthened by its AED 6.1 bn rights issue, representing the largest transaction of a company listed on the ADX. It closed the year with a total market capitalization of over AED 100 bn.

The bank’s 4Q performance was similarly strong, logging a bottom line of AED 3.3 bn, up 30% y-o-y. Its topline inched up 2% to AED 5.6 bn.

Inflows were supported by an acceleration in loans and growth in deposits. Net loans grew 16% y-o-y to AED 406 bn, marking sustained credit demand across the company’s retail and corporate portfolios. Customer deposits also rose 19% to AED 500 bn.

Dividends: The bank is recommending a dividend payout of nearly AED 5 bn for the year, accounting for about 44% of net income.

Dubai Financial Market

Dubai Financial Market reported a net income of AED 969.1 mn for 2025, up 157.5% y-o-y, according to its financials (pdf). Total income more than doubled to AED 1.3 bn, up from AED 632.3 mn in 2024, supported by stronger trading activity, higher investment and dividend income, and a one-off gain of AED 461.9 mn from the sale of an investment property. It had sold a plot in Business Bay for AED 826.7 mn in May as part of a divestment drive.

Market activity remained robust throughout the year: Total traded value rose 63% y-o-y to AED 174 bn, while average daily traded value reached AED 692 mn, according to a separate earnings release (pdf). The DFM General Index grew by 17.2% over the year, with market capitalization reaching AED 992 bn by year-end.

Investor participation continued to broaden, with 97.4k new investors joining the market in 2025, 84% of whom were foreign. Foreign investors accounted for 51% of total traded value, while institutional investors made up 71% of trading activity.