RakBank posts AED 529 mn bottom line

RakBank posted net income of AED 529 mn in 4Q 2025, up 36.9% y-o-y, according to an earnings release (pdf). Operating income for the quarter rose 9.8% y-o-y to AED 1.3 bn, supported by higher interest and non-interest income.

For the full year, net income climbed 25.7% y-o-y to AED 2.6 bn, driven by a 9.7% increase in operating income to AED 5.2 bn which was buoyed by a 28.9% rise in non-interest income to AED 1.5 bn. Total assets rose 18.9% y-o-y to AED 105 bn, crossing the AED 100 bn mark for the first time, and customer deposits rose 18.1% y-o-y to AED 70.5 bn.

Dividends: Following approval from the Central Bank of the UAE, the lender’s board recommended a dividend payout ratio of 48.6%, equivalent to 63 fils per share, subject to shareholder approval, according to a separate disclosure (pdf).

CBI reports 40% climb in pre-tax net income for 2025

Local lender Commercial Bank International’s (CBI) pre-tax net income jumped 39.7% y-o-y to AED 311.1 mn in 2025, marking its strongest annual performance, according to its earnings release (pdf) and financial statements (pdf). The surge was underpinned by a 12.5% y-o-y increase in net operating income to AED 791.3 mn, due to higher fee income and better asset monetization, as well as an 18.7% dip in expenses from interest and distribution to Islamic depositors. The bank logged AED 294.8 mn in post-tax net income.

On the balance sheet side, total assets were up 5% to reach AED 22 bn and customer deposits came in at AED 15.9 bn, up 3% y-o-y.

Emirates Stallions Group posts 48% surge in bottomline

ADX-listed Emirates Stallions Group (ESG) saw its net income climb 48% y-o-y to AED 342 mn in 2025, according to its earnings release (pdf). The company’s topline rose 39% y-o-y to AED 1.8 bn during the 12-month period, driven by strong results in the real estate development and services divisions, alongside steady demand for manpower solutions

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