Abu Dhabi Commercial Bank (ADCB) reported a 10.8% y-o-y increase in net income to AED 2.6 bn in 2Q 2025, according to the bank's financial statements (pdf). The results exceeded LSEG analyst expectations of AED 2.3 bn in net income, Reuters reports. Operating income rose 21.5% y-o-y to AED 5.7 bn, with net interest income up 12% y-o-y to AED 3.7 bn.

On a sixth month basis, the lender’s bottom line came in at AED 5 bn, up 12.5% y-o-y. Its operating income was up 15.5% y-o-y to AED 10.7 bn.

Business confidence + healthy balance sheet growth: “Balance sheet growth remains strong amid healthy consumer and business confidence and ample system liquidity,” the lender said in an accompanying earnings release (pdf). The bank also cited strong performance across its key operations, as well as growth in the energy, financial institutions, transport, comms, and trading sectors, as driving the results. Its total assets also grew during 1H, rising 17% y-o-y to AED 719 bn.

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