{"id":112623,"date":"2026-02-03T00:00:00","date_gmt":"2026-02-03T00:00:00","guid":{"rendered":"https:\/\/enterpriseam.com\/uae\/2026\/02\/03\/mashreq-sib-post-solid-earnings-in-2025\/"},"modified":"2026-02-03T00:00:00","modified_gmt":"2026-02-03T00:00:00","slug":"mashreq-sib-post-solid-earnings-in-2025","status":"publish","type":"post","link":"https:\/\/enterpriseam.com\/uae\/2026\/02\/03\/mashreq-sib-post-solid-earnings-in-2025\/","title":{"rendered":"Mashreq, SIB post solid earnings in 2025"},"content":{"rendered":"

\n

Mashreq wraps another strong year<\/p>\n

Our friends at Mashreq capped 2025 with record operating incom<\/strong>e<\/strong>, which came in at AED 12.6 bn for the full year, up 3% y-o-y on an adjusted basis, according to its financials (pdf)<\/a> and management discussion and analysis report (pdf)<\/a>. Net income after tax fell 23% y-o-y to AED 7.0 bn, on the back of a decline in net interest income following the Central Bank of the UAE\u2019s interest rate cuts late last year. <\/p>\n

This was partially offset by an increase in non-interest income<\/strong>, which rose 16% y-o-y, while investment income jumped 53%, reflecting stronger transaction volumes and trade flows across Mashreq\u2019s corporate, retail, and international segments.<\/p>\n

The balance sheet has also grown: <\/strong>Total assets grew 25% y-o-y to AED 335 bn. Customer loans increased 32%, while customer deposits rose 27% \u2014 extending the balance-sheet expansion seen earlier in the year as lending momentum accelerated across markets.<\/p>\n

Looking ahead: <\/strong>Management pointed to continued international expansion along \u201ckey UAE- and GCC-linked corridors\u201d and deeper use of digital and AI-driven platforms across lending and onboarding as key priorities heading into 2026.<\/p>\n

\n

Sharjah Islamic Bank\u2019s net income jumps 25.7% in 2025<\/p>\n

Sharjah<\/strong> Islamic Bank posted a 25.7% surge in net income<\/strong>, reaching AED 1.3 bn in 2025, according to its management and discussion analysis report (pdf)<\/a>. Total operating income rose 14% to AED 2.4 bn for the year, with inflows supported by a 7.6% increase in customer deposits to AED 55.7 bn, as well as a 19.6% uptick in Islamic financing to AED 45.6 bn. The bank\u2019s total assets stood at AED 90.3 bn at the end of 2025.<\/p>\n

Dividends:<\/strong> The bank paid out AED 458.7 mn in dividends for the year, as well as AED 148.1 mn in returns on Tier 1 sukuk, according to its financials (pdf)<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"

This came despite interest rate cuts hitting net interest income during the year<\/p>\n","protected":false},"author":1,"featured_media":112624,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"newspack_ads_suppress_ads":false,"newspack_popups_has_disabled_popups":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","ep_exclude_from_search":false,"_primary_brand":0,"newspack_featured_image_position":"","newspack_post_subtitle":"","newspack_article_summary_title":"Overview:","newspack_article_summary":"","newspack_hide_updated_date":false,"newspack_show_updated_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1596],"tags":[237,7,288,674],"brand":[],"newspack_spnsrs_tax":[],"class_list":["post-112623","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-earnings-watch","tag-earnings-watch","tag-enterpriseam-uae","tag-mashreq","tag-sharjah-islamic-bank","wpautop","entry"],"acf":{"mongo_id":"f53bb84b-1f12-40d2-9c18-4ea63b9dabcc","order":"9","is_powered_by":false,"story_type":"1","photo_url":"https:\/\/ent.news\/2024\/10\/2659.jpg","photo_position":"above","homepage_title":"","full_issue_title":"Mashreq, SIB post solid earnings in 2025","related_issue":[112608],"teaser":"This came despite interest rate cuts hitting net interest income during the year"},"yoast_head":"\nMashreq, SIB post solid earnings in 2025 - 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