National Bank of Umm Al Qaiwain (NBQ) reported a 31.6% y-o-y rise in net income to AED 150.7 mn in 3Q 2025, according to its financials (pdf). The lender’s bottom line was supported by a 12.8% increase in operating income to AED 146.9 mn, while net interest income and income from Islamic financing products grew 4.4% y-o-y to AED 164.0 mn
On a 9M basis, NBQ’s net income rose 16.1% y-o-y to AED 464.5 mn. Gross revenue increased 12% y-o-y to AED 937 mn, driven by a 48% jump in non-interest income to AED 233 mn, while net interest income reached AED 473 mn, according to its management discussion and analysis report (pdf). The lender attributed the growth to stronger income diversification and disciplined cost management amid a challenging rate environment.