{"id":101475,"date":"2025-10-15T00:00:00","date_gmt":"2025-10-15T00:00:00","guid":{"rendered":"https:\/\/enterpriseam.com\/ksa\/2025\/10\/15\/saudi-banks-on-track-to-record-high-earnings-in-3q-2025\/"},"modified":"2025-10-15T00:00:00","modified_gmt":"2025-10-15T00:00:00","slug":"saudi-banks-on-track-to-record-high-earnings-in-3q-2025","status":"publish","type":"post","link":"https:\/\/enterpriseam.com\/ksa\/2025\/10\/15\/saudi-banks-on-track-to-record-high-earnings-in-3q-2025\/","title":{"rendered":"Saudi banks on track to record high earnings in 3Q 2025"},"content":{"rendered":"<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong> <\/strong><strong>Saudi banks' f<\/strong><strong>inancial results are expected to reach record highs in 3Q 2025<\/strong>, with Tadawul-listed banks\u2019 revenue projected to climb 4.6% y-o-y to SAR 21.5 bn, <a target=\"_blank\" href=\"https:\/\/asharqbusiness.com\/banks\/102166\/%D8%AA%D9%88%D9%82%D8%B9%D8%A7%D8%AA-%D8%A8%D9%86%D9%85%D9%88-%D8%A3%D8%B1%D8%A8%D8%A7%D8%AD-%D8%A7%D9%84%D8%A8%D9%86%D9%88%D9%83-%D8%A7%D9%84%D8%B3%D8%B9%D9%88%D8%AF%D9%8A%D8%A9-%D9%81%D9%8A-%D8%A7%D9%84%D8%B1%D8%A8%D8%B9-%D8%A7%D9%84%D8%AB%D8%A7%D9%84%D8%AB\/\" style=\"\" rel=\"noopener\">Asharq<\/a> Business reported yesterday, citing data from Bloomberg. Lack of liquidity and expansion of non-oil activities underpinned the forecast.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\">(<strong>** Tap or click the headline above to read this story with all of the links<\/strong> to our background and outside sources.)<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Al Rajhi is expected to post SAR 5.8 bn in earnings<\/strong>, outperforming Saudi National Bank \u2014 the largest bank by assets \u2014 with SAR 5.5 bn, according to Bloomberg data. Al Rajhi is followed by Banque Saudi Fransi, which is expected to post a 12.8% increase in earnings. Bank Al Jazira is set to post an 11.1% income growth, followed by Saudi Awwal Bank (+7.3%), Arab National Bank (+5.6%), and Bank Albilad (+5%).<\/p>\n<p><strong>Banks falling behind:<\/strong> Riyad Bank\u2019s results are forecast to decline 5.5% y-o-y to SAR 2.5 bn. The Saudi Investment Bank and Alinma Bank are also expected to see declines.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>The expected strong banks\u2019 financial results are attributed to providing financing at high income<\/strong><strong> margins<\/strong>, despite the decline in the Saudi Arabian Interbank Offered Rate (Saibor) as interest rates decrease, Hesham Abou Jamee, advisor at Naif Al Rajhi Investment, told the regional news outlet. The high borrowing costs compared to Saibor indicate a liquidity crunch, prompting borrowers to accept higher costs, which will positively impact profits, he noted.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Another driver is the boom of the non-oil activities in the private sector<\/strong>, Value Capital CEO Ibrahim Alnwaibet said. He expects Al Rajhi Bank to see its net income jump 12.9% y-o-y, or SAR 659 mn, accounting for 69% of the total banking sector\u2019s growth for the quarter.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Al Rajhi Bank\u2019s earnings are expected to rise 12.9% y-o-y<\/p>\n","protected":false},"author":1,"featured_media":101476,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"newspack_ads_suppress_ads":false,"newspack_popups_has_disabled_popups":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","ep_exclude_from_search":false,"_primary_brand":0,"newspack_featured_image_position":"","newspack_post_subtitle":"","newspack_article_summary_title":"Overview:","newspack_article_summary":"","newspack_hide_updated_date":false,"newspack_show_updated_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2607],"tags":[72,912,19,77,285,10,74,76],"brand":[],"newspack_spnsrs_tax":[],"class_list":["post-101475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-earnings-watch","tag-alinma-bank","tag-bank-aljazira","tag-banking","tag-banque-saudi-fransi","tag-earnings-watch","tag-enterpriseam-ksa","tag-riyad-bank","tag-saudi-awwal-bank","wpautop","entry"],"acf":{"mongo_id":"00c004d8-b147-4426-a961-b7d553722aac","order":"8","is_powered_by":false,"story_type":"1","photo_url":"https:\/\/ent.news\/2025\/7\/717.jpg","photo_position":"above","homepage_title":"","full_issue_title":"Non-oil growth, liquidity crunch to boost Saudi banks' earnings in 3Q","related_issue":[101462],"teaser":"Al Rajhi Bank\u2019s earnings are expected to rise 12.9% y-o-y","voice_url":"https:\/\/s3.us-east-1.amazonaws.com\/ent.news\/audio\/2025\/10\/.ffb5abf2-06ed-4821-a326-b60fcce96b4e.mp3"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - 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