{"id":660465,"date":"2025-02-12T00:00:00","date_gmt":"2025-02-12T00:00:00","guid":{"rendered":"https:\/\/enterpriseam.com\/egypt\/2025\/02\/12\/the-top-trends-shaping-payments-in-2025\/"},"modified":"2025-02-12T00:00:00","modified_gmt":"2025-02-12T00:00:00","slug":"the-top-trends-shaping-payments-in-2025","status":"publish","type":"post","link":"https:\/\/enterpriseam.com\/egypt\/2025\/02\/12\/the-top-trends-shaping-payments-in-2025\/","title":{"rendered":"The top trends shaping payments in 2025"},"content":{"rendered":"<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Payments a<\/strong><strong>re becoming increasingly digital<\/strong>, flexible and driven by consumer choice. As non-cash transactions surge toward <strong>an estimated USD 2.8 tn by 2028<\/strong>, a transformation toward instant, streamlined, secure payments is taking place.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\">\n<p class=\"tag-border-left\">HERE\u2019S WHAT YOU NEED TO KNOW-<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>AI will be transformational, reducing fraud and personalizing payment experiences: <\/strong>In the last decade alone, Visa has invested USD 3 bn in our AI and data infrastructure. In 2024, we introduced three new <a target=\"_blank\" href=\"https:\/\/investor.visa.com\/news\/news-details\/2024\/Visas-Growing-Services-Business-Infused-with-New-AI-Powered-Products\/default.aspx\" style=\"\" rel=\"noopener\">AI-powered risk and fraud prevention solutions<\/a> that have the potential to significantly reduce the risk of fraud across account to account (A2A) and card-not-present (CNP) payments, as well as transactions on and off Visa\u2019s network.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Biometrics are the future, reducing the risk of hacking and eliminating the need for<\/strong><strong> passwords: <\/strong>Authentication is moving away from PINs and passwords and will rely more on your face, your fingerprints or other biometrics, which not only means that you don\u2019t have to keep track of passwords, it also reduces the risk of fraud. Products like <a target=\"_blank\" href=\"https:\/\/usa.visa.com\/visa-everywhere\/blog\/bdp\/2024\/05\/14\/the-key-to-1715698035525.html\" style=\"\" rel=\"noopener\">Visa Payment Passkey Service<\/a> do precisely that.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Real-time payments (RTPs) are gaining momentum making trade and global growth <\/strong><strong>easier: <\/strong>The U.S. FedNow service and Europe\u2019s Instant Credit Transfers Scheme (SEPA) are driving more seamless 24\/7 instant payments, but fraud protection and global interoperability remain key issues.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>A2A payments will become more streamlined, giving consumers more payment options: <\/strong>Products like <a target=\"_blank\" href=\"https:\/\/usa.visa.com\/partner-with-us\/info-for-partners\/open-banking.html\" style=\"\" rel=\"noopener\">pay by bank<\/a> are digitizing and simplifying A2A payments. Emerging tools like <a target=\"_blank\" href=\"https:\/\/usa.visa.com\/partner-with-us\/visa-security\/visa-intelligent-security.html\" style=\"\" rel=\"noopener\">Visa Protect for A2A Payments<\/a>, are also rolling out to help mitigate fraud on RTP networks.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Embedded finance is the future, allowing users to access financial services in one place: <\/strong>Third-party financial products and services are being embedded into otherwise non-financial digital platforms. When done right, it\u2019s a four-way win for service providers, digital enablers, distributors, and end-users.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\"><strong>Faster cross-border payments are keeping up with the demands of globalization: <\/strong>By 2028, cross-border payments are expected to account for 33% of global e-commerce spending. Interoperable global RTP networks that are not siloed and can process payments in multiple currencies will be the future. Visa Direct is a great example of a global RTP network that is interoperable and enables faster, more cost-effective cross-border capabilities for individuals and businesses.<\/p>\n<p style=\"padding:0;margin:0;line-height:1.15;orphans:2;widows:2;text-align:left\">The future of payments is here: fast, secure, and consumer-centric. Explore the possibilities at <a target=\"_blank\" href=\"http:\/\/visa.com\/\" style=\"\" rel=\"noopener\"><\/a><a target=\"_blank\" href=\"http:\/\/visa.com\/\" style=\"\" rel=\"noopener\">Visa.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Payments are becoming increasingly digital, flexible and driven by consumer choice. As non-cash transactions surge toward an estimated USD 2.8 tn by 2028, a transformation toward instant, streamlined, secure payments is taking place. HERE\u2019S WHAT YOU NEED TO KNOW- AI will be transformational, reducing fraud and personalizing payment experiences: In the last decade alone, Visa [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":660466,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"newspack_ads_suppress_ads":false,"newspack_popups_has_disabled_popups":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","ep_exclude_from_search":false,"_primary_brand":0,"newspack_featured_image_position":"","newspack_post_subtitle":"","newspack_article_summary_title":"Overview:","newspack_article_summary":"","newspack_hide_updated_date":false,"newspack_show_updated_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7374],"tags":[7373,72,666],"brand":[],"newspack_spnsrs_tax":[],"class_list":["post-660465","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-message-from-visa","tag-a-message-from-visa","tag-enterpriseam","tag-visa","wpautop","entry"],"acf":{"mongo_id":"c31154ab-25fc-4070-b66f-54f5544fb44c","order":"6","is_powered_by":false,"story_type":"1","photo_url":"https:\/\/ent.news\/2025\/2\/1056.jpg","photo_position":"above","homepage_title":"","full_issue_title":"","related_issue":[660455],"teaser":"","voice_url":"https:\/\/s3.us-east-1.amazonaws.com\/ent.news\/audio\/2025\/2\/.ef56a4c6-d922-475f-81fc-464774f2b59e.mp3"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The top trends shaping payments in 2025 - EnterpriseAM Egypt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/enterpriseam.com\/egypt\/2025\/02\/12\/the-top-trends-shaping-payments-in-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The top trends shaping payments in 2025\" \/>\n<meta property=\"og:description\" content=\"Payments are becoming increasingly digital, flexible and driven by consumer choice. 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Businesses and financial institutions are innovating to meet rising consumer expectations, while facing increasingly sophisticated risks. Today\u2019s threats are real-time, AI-driven, and coordinated. Fraud has evolved into a scalable service. 85% of consumers believe friends or family are susceptible to\u2026","rel":"","context":"In &quot;A MESSAGE FROM VISA&quot;","block_context":{"text":"A MESSAGE FROM VISA","link":"https:\/\/enterpriseam.com\/egypt\/category\/a-message-from-visa\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2025\/11\/1811.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":698796,"url":"https:\/\/enterpriseam.com\/egypt\/2026\/05\/05\/digital-commerce-moves-fast-trust-has-to-move-faster\/","url_meta":{"origin":660465,"position":1},"title":"Digital commerce moves fast. 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Digital attacks can come in the form of AI-powered bots, deepfakes, synthetic identities, and automated intrusion attempts operating at unprecedented\u2026","rel":"","context":"In &quot;A MESSAGE FROM VISA&quot;","block_context":{"text":"A MESSAGE FROM VISA","link":"https:\/\/enterpriseam.com\/egypt\/category\/a-message-from-visa\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2026\/2\/902.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":619161,"url":"https:\/\/enterpriseam.com\/egypt\/2024\/04\/28\/visa-security-summit-2024\/","url_meta":{"origin":660465,"position":3},"title":"Visa Security Summit 2024","author":"enterpriseam admin","date":"28 April 2024","format":false,"excerpt":"More than 350 industry leaders from 50 markets across Central and Eastern Europe, the\u00a0Middle East, and Africa (CEMEA) convened to unravel the future of digital security. With two days of keynotes, panels, and breakout sessions, the summit brought together global and regional Visa execs with experts in the field of\u2026","rel":"","context":"In &quot;A MESSAGE FROM VISA&quot;","block_context":{"text":"A MESSAGE FROM VISA","link":"https:\/\/enterpriseam.com\/egypt\/category\/a-message-from-visa\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2024\/4\/1866.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":684583,"url":"https:\/\/enterpriseam.com\/egypt\/2026\/03\/01\/from-stablecoins-to-ai-shopping-the-way-we-transact-is-changing-rapidly\/","url_meta":{"origin":660465,"position":4},"title":"From stablecoins to AI shopping, the way we transact is changing rapidly","author":"enterpriseam admin","date":"1 March 2026","format":false,"excerpt":"The rules of global commerce are being rewritten in real time. Emerging trends such as AI, blockchain, and intelligent data are fundamentally transforming consumer behavior, leading to profound changes in the ways we pay and get paid.Here\u2019s what you need to know:#1- We are moving beyond mobile shopping into \u201cagentic\u2026","rel":"","context":"In &quot;A MESSAGE FROM VISA&quot;","block_context":{"text":"A MESSAGE FROM VISA","link":"https:\/\/enterpriseam.com\/egypt\/category\/a-message-from-visa\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2026\/2\/1605.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":683470,"url":"https:\/\/enterpriseam.com\/egypt\/2026\/03\/02\/from-stablecoins-to-ai-shopping-top-2026-payments-trends-part-1\/","url_meta":{"origin":660465,"position":5},"title":"From stablecoins to AI shopping: Top 2026 payments trends, part 1","author":"enterpriseam admin","date":"2 March 2026","format":false,"excerpt":"Global commerce is entering a new phase defined by autonomous and intelligent payment systems. 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