{"id":627058,"date":"2018-07-18T03:53:54","date_gmt":"2018-07-18T03:53:54","guid":{"rendered":"https:\/\/enterpriseam.com\/egypt\/2018\/07\/18\/chinas-mobile-payments-revolution-is-being-spearheaded-by-millennials\/"},"modified":"2018-07-18T03:53:54","modified_gmt":"2018-07-18T03:53:54","slug":"chinas-mobile-payments-revolution-is-being-spearheaded-by-millennials","status":"publish","type":"post","link":"https:\/\/enterpriseam.com\/egypt\/2018\/07\/18\/chinas-mobile-payments-revolution-is-being-spearheaded-by-millennials\/","title":{"rendered":"China\u2019s mobile payments revolution is being spearheaded by millennials"},"content":{"rendered":"

Over the span of a few short years, China has undergone a mobile payments revolution that now sees the country\u2019s reliance on cash payments dwindling<\/strong>, Yuan Yang writes for the Financial Times<\/a>. Last year alone, China accounted for nearly half of the world\u2019s digital payments. Chinese citizens have become accustomed to using mobile payments for everything from stores to food stalls to transportation services, and many of these services no longer accept cash payments. \u201cThis transformation has been spearheaded by millennials, who were the early adopters of mobile payments, but it has rapidly spread across generations. Millennials\u2019 parents \u2014 the 40-60 age group \u2014 have adapted to the technology, especially in big cities, although they tend to use it for fewer functions \u2026 Only the older generations cling on to cash.\u201d<\/p>\n

The increased reliance on fintech has also led to a behavioral shift in how people handle money in China<\/strong>. Whereas older generations traditionally relied on saving up their own income to be able to afford big purchases, China\u2019s millennials are opening up the space for credit and lending services. Altogether, China\u2019s fintech advancements are significant.<\/p>\n

But these services are struggling to expand internationally<\/strong> because most other countries are significantly lagging in providing the necessary infrastructure and culture. Can you imagine trying to make an Egyptian fruit vendor accept e-payments? Consumers are also wary that relying so heavily on apps and e-payments would turn their data privacy into a martyr.<\/p>\n","protected":false},"excerpt":{"rendered":"

Over the span of a few short years, China has undergone a mobile payments revolution that now sees the country\u2019s reliance on cash payments dwindling, Yuan Yang writes for the Financial Times. Last year alone, China accounted for nearly half of the world\u2019s digital payments. Chinese citizens have become accustomed to using mobile payments for […]<\/p>\n","protected":false},"author":1,"featured_media":627059,"comment_status":"closed","ping_status":"open","sticky":false,"template":"single-feature.php","format":"standard","meta":{"_acf_changed":false,"newspack_ads_suppress_ads":false,"newspack_popups_has_disabled_popups":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","ep_exclude_from_search":false,"_primary_brand":0,"newspack_featured_image_position":"","newspack_post_subtitle":"","newspack_article_summary_title":"Overview:","newspack_article_summary":"","newspack_hide_updated_date":false,"newspack_show_updated_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[9003],"tags":[72,2397],"brand":[],"newspack_spnsrs_tax":[],"class_list":["post-627058","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-worth-reading","tag-enterpriseam","tag-worth-reading","wpautop","entry"],"acf":{"mongo_id":"2166c1f6-4f09-4fd6-aa2f-4571cd501d17","order":"0","is_powered_by":true,"story_type":"1","photo_url":"https:\/\/ent.news\/2018\/7\/107.jpg","photo_position":"above","related_issue":[627037],"teaser":"","voice_url":""},"yoast_head":"\nChina\u2019s mobile payments revolution is being spearheaded by millennials - EnterpriseAM Egypt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/enterpriseam.com\/egypt\/2018\/07\/18\/chinas-mobile-payments-revolution-is-being-spearheaded-by-millennials\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"China\u2019s mobile payments revolution is being spearheaded by millennials\" \/>\n<meta property=\"og:description\" content=\"Over the span of a few short years, China has undergone a mobile payments revolution that now sees the country\u2019s reliance on cash payments dwindling, Yuan Yang writes for the Financial Times. 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The council, which includes\u2026","rel":"","context":"In "Speed Round"","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/internal\/536550.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":595085,"url":"https:\/\/enterpriseam.com\/egypt\/2019\/09\/16\/africa-leads-in-mobile-money-payments\/","url_meta":{"origin":627058,"position":1},"title":"Africa leads in mobile money payments","author":"enterpriseam admin","date":"16 September 2019","format":false,"excerpt":"Africa is a global leader in mobile money payments: The region has become the global leader in mobile money innovation, adoption, and usage in the last ten years, according to the IMF, with almost 10% of GDP in transactions generated through mobile payments, compared to 7% of GDP in Asia\u2026","rel":"","context":"In "THE MACRO PICTURE"","block_context":{"text":"THE MACRO PICTURE","link":"https:\/\/enterpriseam.com\/egypt\/category\/the-macro-picture\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2019\/9\/2687.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":574510,"url":"https:\/\/enterpriseam.com\/egypt\/2020\/09\/13\/new-rules-on-mandatory-cashless-payments-govt-is-getting-serious-about-taking-commerce-online\/","url_meta":{"origin":627058,"position":2},"title":"New rules on mandatory cashless payments \u2014 gov\u2019t is getting serious about taking commerce online","author":"enterpriseam admin","date":"13 September 2020","format":false,"excerpt":"LEGISLATION WATCH- New rules on mandatory cashless payments \u2014 gov\u2019t is getting serious about taking commerce online: Private sector companies and government bodies have been given six months to install electronic payment terminals on-site after the Madbouly Cabinet recently approved the executive regulations for the E-Payments Act, Finance Minister Mohamed\u2026","rel":"","context":"In "Speed Round"","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2020\/9\/145.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":568496,"url":"https:\/\/enterpriseam.com\/egypt\/2020\/12\/31\/covid-may-have-sparked-a-fintech-revolution\/","url_meta":{"origin":627058,"position":3},"title":"Covid may have sparked a fintech revolution","author":"enterpriseam admin","date":"31 December 2020","format":false,"excerpt":"2020 was the year e-payments went mainstream: Central bank data from around the world has shown the pandemic has coincided with a strong increase in the use of a range of fintech products. The use of digital payments and remittance transfers, digital savings, deposits and lending, and so-called InsurTech have\u2026","rel":"","context":"In "MONEY"","block_context":{"text":"MONEY","link":"https:\/\/enterpriseam.com\/egypt\/category\/money\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2020\/12\/531.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":555261,"url":"https:\/\/enterpriseam.com\/egypt\/2021\/11\/08\/cbe-issues-framework-for-instant-digital-payments\/","url_meta":{"origin":627058,"position":4},"title":"CBE issues framework for instant digital payments","author":"enterpriseam admin","date":"8 November 2021","format":false,"excerpt":"The Central Bank of Egypt has released the regulations(pdf) for its instant payment network (IPN), part of its strategy to improve access to financial services and bring more people into the formal economy. The regulations lay out the rules and responsibilities for issuing banks, payment service providers and acquiring banks,\u2026","rel":"","context":"In "REGULATION WATCH"","block_context":{"text":"REGULATION WATCH","link":"https:\/\/enterpriseam.com\/egypt\/category\/regulation-watch\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2021\/11\/364.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":628134,"url":"https:\/\/enterpriseam.com\/egypt\/2018\/06\/26\/paymob-founders-launch-accept-payments\/","url_meta":{"origin":627058,"position":5},"title":"Paymob founders launch Accept Payments","author":"enterpriseam admin","date":"26 June 2018","format":false,"excerpt":"More from the e-payments scene: The people behind payments firm PayMob have launched Accept Payments, which plans to offer a single platform for companies to handle a variety of transactions, the company said in a statement (pdf) on Monday. 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