{"id":547786,"date":"2022-07-06T04:19:02","date_gmt":"2022-07-06T04:19:02","guid":{"rendered":"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/"},"modified":"2022-07-06T04:19:02","modified_gmt":"2022-07-06T04:19:02","slug":"the-house-is-out-for-summer-heres-what-it-achieved-this-session","status":"publish","type":"post","link":"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/","title":{"rendered":"The House is out for summer \u2014 here\u2019s what it achieved this session"},"content":{"rendered":"<p><a id=\"tldr-story-07\" class=\"content-anchor\"><\/a> <strong>The House is out for summer<\/strong><strong>: <\/strong>The House of Representatives held its final session before adjourning for the summer recess yesterday. Some 184 laws were passed by the House this legislative season, with economic bills leading the pack. Among the most important laws that made it through were the <strong><a href=\"https:\/\/enterprise.news\/egypt\/en\/news\/story\/64c7215d-8eaa-4ae7-95fb-9967426efe0d\">Unified Budget Act and Unified Planning Act<\/a><\/strong> and the <strong><a href=\"https:\/\/enterprise.news\/egypt\/en\/news\/story\/90836db8-d371-4eee-9acd-fa1eccae4c96\">Fintech Act<\/a><\/strong><strong>. <\/strong><\/p>\n<p><strong>Just in time:<\/strong> Before representatives clocked out, they gave their final approval to government-drafted amendments to the <strong>Consumer Finance Act<\/strong>, adding three new articles designed to offer consumer and SME borrowers and lenders better protection against fraud. Under the amendments, borrowers who fraudulently fail to meet the terms of a financing agreement or obtain finance will be met with fines as much as double the amount borrowed, and \/ or jail time.<\/p>\n<p><strong>The amendments also ban third parties from acting as mediators<\/strong> or paid sponsors between lenders, and SME and consumer borrowers without first registering with the Financial Regulatory Authority, with penalties of jail time and \/ or a fine of EGP 50-500k. Banks are exempt from the law as their activities fall under the central bank. Cabinet <a href=\"https:\/\/enterprise.news\/egypt\/en\/news\/story\/929b9845-3f9b-4f01-ad04-7bce69d6821f\">passed the amendments back in May.<\/a><\/p>\n<p><strong>Also passed yesterday were<\/strong> <strong>amendments to the Anti Money Laundering Act<\/strong> creating an independent anti-money laundering unit at the central bank to investigate money laundering and terrorism financing, with the power to fine perpetrators EGP 100-300k.<\/p>\n<p><strong>Kicked to the next legislative session:<\/strong><\/p>\n<ul>\n<li><strong>The Unified Ins. Act<\/strong>, which would make the Financial Regulatory Authority the primary regulator for the sector and make ins. compulsory for SMEs and freelancers, among other things. The Senate <a href=\"https:\/\/enterprise.news\/egypt\/en\/news\/story\/cea77833-386b-467f-8909-3d305087d7d6\">approved the proposed regulation<\/a> in April.<\/li>\n<li><strong>The Labor Act<\/strong>, which the Senate approved in February. The law would, if enacted, extend both maternity leave and notice periods, cap working hours, and change minimum raise increments. Catch our <a href=\"https:\/\/enterprise.news\/egypt\/en\/news\/story\/ae083a4f-781c-443d-ad37-ab705d0103ee\">explainer here<\/a>.<\/li>\n<li><strong>Amendment to the Competition Act <\/strong>giving the Egyptian Competition Authority (ECA) sharper teeth to regulate M&As, which failed to make it through as negotiations between the ECA and other regulators remained in deadlock. You can catch our breakdown of the amendments <a href=\"https:\/\/enterprise.news\/egypt\/en\/news\/story\/5e0b0c98-0fbd-4f3f-9806-5107df6c4796\">here<\/a>.<\/li>\n<\/ul>\n<p><strong>LOOK OUT FOR- <\/strong>A government-drafted bill was referred to the House that we expect to resurface during the next session that would establish a council for vehicle manufacturing and a fund to manage the financing of a local electric vehicle production industry. This is likely part of government plans to develop the local automotive industry with a focus on EVs, which saw it <a href=\"https:\/\/enterprise.press\/industries\/%f0%9f%8f%ad-inside-industry\/\">unveil its automotive strategy<\/a> earlier this year.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The House is out for summer: The House of Representatives held its final session before adjourning for the summer recess yesterday. Some 184 laws were passed by the House this legislative season, with economic bills leading the pack. Among the most important laws that made it through were the Unified Budget Act and Unified Planning [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":547787,"comment_status":"closed","ping_status":"open","sticky":false,"template":"single-feature.php","format":"standard","meta":{"_acf_changed":false,"newspack_ads_suppress_ads":false,"newspack_popups_has_disabled_popups":false,"newspack_sponsor_sponsorship_scope":"","newspack_sponsor_native_byline_display":"inherit","newspack_sponsor_native_category_display":"inherit","newspack_sponsor_underwriter_style":"inherit","newspack_sponsor_underwriter_placement":"inherit","ep_exclude_from_search":false,"_primary_brand":0,"newspack_featured_image_position":"","newspack_post_subtitle":"","newspack_article_summary_title":"Overview:","newspack_article_summary":"","newspack_hide_updated_date":false,"newspack_show_updated_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7344],"tags":[2131,271,2130,72,274,187],"brand":[],"newspack_spnsrs_tax":[],"class_list":["post-547786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislation-watch","tag-anti-money-laundering","tag-central-bank-of-egypt","tag-consumer-finance-act","tag-enterpriseam","tag-house-of-representatives","tag-legislation-watch","wpautop","entry"],"acf":{"mongo_id":"31f52943-90a2-48c4-ba32-e6da31479040","is_powered_by":true,"story_type":"1","photo_url":"https:\/\/ent.news\/2022\/7\/140.jpg","photo_position":"above","related_issue":[547770],"teaser":"","voice_url":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The House is out for summer \u2014 here\u2019s what it achieved this session - EnterpriseAM Egypt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The House is out for summer \u2014 here\u2019s what it achieved this session\" \/>\n<meta property=\"og:description\" content=\"The House is out for summer: The House of Representatives held its final session before adjourning for the summer recess yesterday. Some 184 laws were passed by the House this legislative season, with economic bills leading the pack. Among the most important laws that made it through were the Unified Budget Act and Unified Planning [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/\" \/>\n<meta property=\"og:site_name\" content=\"EnterpriseAM Egypt\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-06T04:19:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/ent.news\/2022\/7\/140.jpg?fit=%2C&ssl=1\" \/>\n<meta name=\"author\" content=\"enterpriseam admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"enterpriseam admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/\"},\"author\":{\"name\":\"enterpriseam admin\",\"@id\":\"https:\/\/enterpriseam.com\/egypt\/#\/schema\/person\/ca597032db7e4db868359c123cec256d\"},\"headline\":\"The House is out for summer \u2014 here\u2019s what it achieved this session\",\"datePublished\":\"2022-07-06T04:19:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/\"},\"wordCount\":430,\"publisher\":{\"@id\":\"https:\/\/enterpriseam.com\/egypt\/#organization\"},\"image\":{\"@id\":\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/ent.news\/2022\/7\/140.jpg?fit=%2C&ssl=1\",\"keywords\":[\"Anti Money Laundering\",\"Central Bank of Egypt\",\"Consumer Finance Act\",\"EnterpriseAM\",\"House of Representatives\",\"Legislation Watch\"],\"articleSection\":[\"LEGISLATION WATCH\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/\",\"url\":\"https:\/\/enterpriseam.com\/egypt\/2022\/07\/06\/the-house-is-out-for-summer-heres-what-it-achieved-this-session\/\",\"name\":\"The House is out for summer \u2014 here\u2019s what it achieved this session - 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The House of Representatives had signed off on the act early last month.\u2026","rel":"","context":"In &quot;Speed Round&quot;","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/internal\/536550.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":604678,"url":"https:\/\/enterpriseam.com\/egypt\/2018\/12\/10\/house-happy-with-competition-act-amendments-votes-to-extend-real-estate-tax-collection-period\/","url_meta":{"origin":547786,"position":1},"title":"House happy with Competition Act amendments, votes to extend real estate tax collection period","author":"enterpriseam admin","date":"10 December 2018","format":false,"excerpt":"LEGISLATION WATCH- House gives preliminary nod to Supply Affairs Law, Competition Act amendments: The House of Representatives\u2019 general assembly have preliminary approval to proposed amendments to the Supply Affairs Law and the Egyptian Competition Act, but postponed its final vote due to lack of quorum, Al Ahram reports. The amendments\u2026","rel":"","context":"In &quot;Speed Round&quot;","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/internal\/536550.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":602983,"url":"https:\/\/enterpriseam.com\/egypt\/2019\/04\/11\/egypts-new-consumer-credit-act-with-house-in-days\/","url_meta":{"origin":547786,"position":2},"title":"Egypt\u2019s new Consumer Credit Act with House \u201cin days\u201d","author":"enterpriseam admin","date":"11 April 2019","format":false,"excerpt":"LEGISLATION WATCH- Consumer Credit Act heading to House \u201cin days\u201d: The proposed Consumer Credit Act, which will govern retail financing and consumer credit, is set to be introduced to the House of Representatives in the coming days, General Authority for Freezones and Investment (GAFI) head Mohsen Adel said, according to\u2026","rel":"","context":"In &quot;Speed Round&quot;","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/internal\/536550.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":634911,"url":"https:\/\/enterpriseam.com\/egypt\/2018\/01\/29\/house-of-representatives-passes-bankruptcy-act\/","url_meta":{"origin":547786,"position":3},"title":"House of Representatives passes Bankruptcy Act","author":"enterpriseam admin","date":"29 January 2018","format":false,"excerpt":"LEGISLATION WATCH- The House of Representatives voted yesterday to approve the long-awaited Bankruptcy Act in a plenary session, Youm7 reports. The Act effectively decriminalizes bankruptcy by abolishing prison sentences and allows companies more time and options for restructuring by introducing mechanisms to help settle commercial disputes outside the courtroom and\u2026","rel":"","context":"In &quot;Speed Round&quot;","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/internal\/536550.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":626475,"url":"https:\/\/enterpriseam.com\/egypt\/2018\/07\/03\/parliament-signs-off-on-customs-act-amendments\/","url_meta":{"origin":547786,"position":4},"title":"Parliament signs off on Customs Act amendments","author":"enterpriseam admin","date":"3 July 2018","format":false,"excerpt":"LEGISLATION WATCH- Parliament signs off on amendments to Customs Act: The House of Representatives approved yesterday amendments to the Customs Act, El Watan reports. The amendments would slash customs duties on capital goods and expand temporary exemptions for production inputs and packaging equipment, in addition to introducing provisions that aim\u2026","rel":"","context":"In &quot;Speed Round&quot;","block_context":{"text":"Speed Round","link":"https:\/\/enterpriseam.com\/egypt\/category\/speed-round\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/internal\/536550.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":622480,"url":"https:\/\/enterpriseam.com\/egypt\/2018\/10\/02\/the-fourth-legislative-session-of-the-house-of-representatives\/","url_meta":{"origin":547786,"position":5},"title":"The Fourth Legislative Session of the House of Representatives","author":"enterpriseam admin","date":"2 October 2018","format":false,"excerpt":"Welcome to Enterprise One: Legislation Watch, which calls on a tracker we maintain behind the scenes to keep tabs on dozens of pieces of regulation and legislation, from bills on the drawing board to long-awaited executive regulations. The goal: To give you a seven-minute overview of what you can expect\u2026","rel":"","context":"In &quot;Enterprise One: Legislation Watch&quot;","block_context":{"text":"Enterprise One: Legislation Watch","link":"https:\/\/enterpriseam.com\/egypt\/category\/enterprise-one-legislation-watch\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ent.news\/2020\/1\/662.jpg?fit=%2C&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/posts\/547786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/comments?post=547786"}],"version-history":[{"count":0,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/posts\/547786\/revisions"}],"acf:post":[{"embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/issue\/547770"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/media\/547787"}],"wp:attachment":[{"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/media?parent=547786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/categories?post=547786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/tags?post=547786"},{"taxonomy":"brand","embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/brand?post=547786"},{"taxonomy":"newspack_spnsrs_tax","embeddable":true,"href":"https:\/\/enterpriseam.com\/egypt\/wp-json\/wp\/v2\/newspack_spnsrs_tax?post=547786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}